Welcome to Associative, a software development firm headquartered in Pune, Maharashtra, India. Established on February 1, 2021, we are a team of dedicated innovators, problem-solvers, and IT professionals passionate about transforming visionary ideas into scalable digital realities.

We operate with unyielding transparency and regulatory compliance. Associative is formally registered with the Registrar of Firms (ROF), Pune. Our mission is to guide businesses through the complexities of the digital landscape. With a dedicated team of highly skilled IT professionals, we create comprehensive solutions that drive growth, efficiency, and market leadership. Our foundation is built on open communication, honesty, and a client-centric approach.

Expert Temenos Payment Hub (TPH) Implementation

As part of our specialized enterprise solutions, Associative is equipped to handle complex financial integrations, including Temenos Payment Hub (TPH) implementation. Leveraging our deep expertise in high-frequency financial platforms, robust back-end architecture (including Java and Spring Boot), and enterprise-grade cloud deployments, we help financial institutions modernize their payment infrastructure. From initial architectural planning to seamless execution and testing, we ensure your TPH deployment is secure, scalable, and fully compliant with modern banking standards.


Strategic Partnerships

We are proud to hold official accreditations that validate our technical expertise:

  • Adobe Silver Solution Partner

  • Adobe Certified Reseller

  • Official Reseller Partner of Strapi


Comprehensive Service Portfolio

Associative offers a one-stop-shop for businesses seeking to innovate. Our expertise covers the full product lifecycle across a vast spectrum of domains.

  • Cloud Gaming Platform Development & CMS Solutions: We craft high-performance digital experiences. Our Front-End expertise includes React, Angular, Vue.js, Next.js, and WebAssembly (Wasm). For Back-End, we use Node.js, Python, PHP, Ruby on Rails, and Java. We also master Headless CMS (Strapi, Contentful), Open-Source platforms (WordPress, Drupal), and Enterprise E-commerce (Adobe Commerce, Shopify).

  • Mobile Application Development: Building engaging applications natively (Android, iOS) or cross-platform (Flutter, React Native), alongside Progressive Web Apps (PWAs).

  • Artificial Intelligence & Machine Learning: Utilizing TensorFlow, PyTorch, and Deeplearning4j. We build Generative AI and Large Language Models (LLMs) using LangChain and Ollama, plus custom Computer Vision solutions.

  • Blockchain & Web3 Development: Smart contract development (Solidity, Vyper) for EVM-compatible chains, navigating ecosystems like Ethereum and Solana to build DeFi and NFT platforms.

  • Game Development, AR & VR: Creating immersive worlds using Unreal Engine 5, Unity, and Godot, alongside AR/VR development for Apple Vision Pro and Meta Quest.

  • Specialized Enterprise Solutions: Delivering high-frequency trading platforms, algorithmic trading bots, CRM/ERP customization (Salesforce, Microsoft Dynamics 365, Odoo), and seamless Temenos Payment Hub (TPH) implementation for the financial sector.

  • Digital Marketing & SEO: Advanced marketing automation, SEO, Generative Engine Optimization (GEO), and PPC strategies to ensure your product reaches its market potential.


Innovation & R&D: NexusReal

Associative is at the forefront of R&D with our flagship project, NexusReal: Intelligence Fused Reality. This platform bridges digital intelligence and physical reality. It features interactive AI Avatars with lip-syncing, real-time communication via LLMs, and realistic human cloning using Neural Radiance Fields (NeRFs). It is widely used for media production, virtual news anchors, and advanced industrial visualization.


Technology Stack

Our team utilizes a massive landscape of technologies to ensure the right tool is used for every job.

  • Languages: JavaScript, TypeScript, Python, Java, C++, Golang, Rust, Swift, Kotlin, Solidity, C#, .Net, and more.

  • Cloud & DevOps: Expert management of AWS, Google Cloud, and Azure using Docker, Kubernetes, Terraform, and Jenkins for CI/CD pipelines.

  • Databases: Proficiency in SQL (PostgreSQL, Oracle, MySQL) and NoSQL (MongoDB, Redis, DynamoDB).


Operational Excellence & Client Confidentiality

Our work structure is designed to eliminate inefficiencies, protect your intellectual property, and ensure complete transparency.

  • Flexible Work & Transparent Billing: We operate Monday through Saturday, offering flexible engagement models from 3 to 9 hours per day. We bill strictly on a time-and-materials basis with daily, weekly, or milestone-based invoices.

  • Strict NDAs & No Public Portfolio: We adhere to rigorous non-disclosure agreements and do not share client projects publicly to protect your IP.

  • 100% Ownership: Upon final payment, clients receive full ownership of the source code and IP.

  • Service Model: Our developers work from our secure offices on a project basis (no on-site client deployments). We include a 7-day complimentary post-launch support period.


Contact Information

We look forward to bringing your vision to life and discussing your Temenos Payment Hub (TPH) implementation requirements.

  • Address: Khandve Complex, Yojana Nagar, Lohegaon – Wagholi Road, Lohegaon, Pune, Maharashtra, India – 411047

  • Office Hours: 10:00 AM to 8:00 PM

  • WhatsApp: +91 9028850524

  • Email: info@associative.in

  • Website: https://associative.in

  • Find us on Google: Search “Associative Pune”

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Temenos Payment Hub (TPH) Implementation Services Company